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Consumer Analysis: Housing Nov 17, 2009Housing Inventories Remain High House price declines will soon return as inventories and excess supply climb.  Oct 07, 2009HMDA Data Reflect Changes in Housing Finance The mortgage market contracted in 2008 as a result of the housing and credit market crisis. Jul 14, 2009 Foreclosures Weigh on Consumers Rising home foreclosures are weighing on the housing market, to the detriment of a consumer recovery. Apr 28, 2009 Hope Springs for Housing Recent indicators of housing give hope that the correction is bottoming. Apr 09, 2009 Refi Surge Supplementing Household Cash Flow More favorable mortgage interest rates are a powerful incentive. Mar 26, 2009 Housing ATM Is Out of Business Net home equity withdrawal is negative for third straight quarter. Feb 04, 2009 Housing in Crisis: An End in Sight With the help of policymakers, the unprecedented housing downturn will bottom at the end of this year. Dec 09, 2008 Housing Takes Bigger Share of Spending However, growth slowed from previous years' fast pace. Nov 25, 2008 Fed Announces Plan to Support Consumer and Mortgage Debt Fed pledges $800 billion to unclog credit markets. Nov 12, 2008 Some Help for Distressed Homeowners Coming This will not be enough to stem the flow of foreclosures. Oct 29, 2008 Real Estate Wealth Drag Is Severe Will drag on spending beyond the bottom in house prices. Oct 08, 2008 Does MEW Still Matter? Yes, but as a drag on sales as it declines for the first time since 1992. Sep 11, 2008 Home Mortgage Originations Tumbled in 2007 HMDA data show fallout from the bursting housing bubble. Sep 08, 2008 U.S. Takes Control of Fannie and Freddie Government actions will narrow mortgage spreads. Jul 14, 2008 More Responsible Mortgage Lending Fed finalizes plan to protect consumers from predatory lending. Jul 14, 2008 Troubles at Fannie and Freddie Will Extend Housing Correction Mammoth financial institutions vital to the nation’s housing market. Jun 25, 2008 House Prices, Wealth and Spending Pin-pointing capital losses on housing assets depends on the price measure. Jun 18, 2008 Mortgage Equity Withdrawal Tumbles The full impact of falling MEW is waiting in the wings. May 05, 2008 Cash-Out Refinancing Slams on the Brakes Share taking larger loan amount hits multiyear low. Feb 14, 2008 Home Cash-Outs: The ATM Is Closed The relationship between refi activity and cash-out volumes weakens. Feb 12, 2008 Mortgage Help Intensifies Policymakers step up efforts to help bail out mortgage borrowers. Aug 30, 2007 Snapshot of Regional House-Price Trends Industrial Midwest, previously hot housing markets among weakest. May 31, 2007 No Spring in Spring for Housing Housing activity remains muted at the height of the selling season. May 01, 2007 More Evidence That Housing Has Yet to Hit Bottom Rising homeowner vacancy rate bodes ill for wealth accumulation. Mar 21, 2007 Bad Loans Heighten Risks for Consumers The troubles in the subprime market will weaken consumer spending, but only slightly. Dec 08, 2006 Foggy Bottom for Housing The worst of the deterioration in housing looks over, but negative implications for consumer activity still loom. Oct 03, 2006 Housing Costs Become a Larger Burden Robust house-price growth and high energy costs are to blame. Sep 05, 2006 House-Price Growth Quickly Heading South Low affordability and rising inventories are the main catalysts. Jun 16, 2006 Mortgage Equity Withdrawal Remains Healthy But its support to consumption will begin to wane. May 08, 2006 Housing Continues to Buoy Spending Households continue to extract equity from their home. Mar 03, 2006 Housing to Drive Wealth Increases a Little Longer Look for another solid increase in household net worth in the fourth quarter. Feb 06, 2006 Is the U.S. Homeownership Rate Peaking? Yes, 2005's retrenchment is likely the start of a trend. Jan 31, 2006 Housing Heading Down The housing market will weaken this year, removing a support to consumer spending. Dec 19, 2005
Mortgage Delinquencies May Reverse Course Mortgage credit quality is near its cyclical peak. |
| Moody's Economy.com |
