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Consumer Analysis: Credit Quality Nov 20, 2009Risks to Mortgage Credit Quality Remain High However, signs of coming improvement are growing. Nov 18, 2009 Fed Data Confirm Coming Credit Quality Improvement Losses mount, but not for much longer. Oct 01, 2009 Mixed Signs From Consumer Credit Quality Consumer credit quality deteriorated further, with some signs of stabilization. Aug 21, 2009 Credit Quality Might Be Approaching a Turning Point MBA data confirm reasons for optimism. Aug 18, 2009 Fed Confirms That Credit Quality Weakened Further Consumer loan delinquency and default rates rise. Jul 25, 2009 Credit Conditions: A Light at the End of the Tunnel Emerges Early delinquencies fall despite reduced balances. Jul 14, 2009 Foreclosures Weigh on Consumers Rising home foreclosures are weighing on the housing market, to the detriment of a consumer recovery. Jun 30, 2009 Financial Obligations Ratio Post Another Decline A combination of slower borrowing growth and strong income gains. May 29, 2009 MBA Data Verify Weakening Credit Conditions Mortgage credit conditions weakened substantially. Apr 20, 2009 Credit Conditions Worsen and Balance Growth Ends As balance growth ends, faint signs of hope amid soaring defaults. Apr 17, 2009 Modification Efforts Have Had Mixed Success Though trends point to potentially more success down the line. Apr 02, 2009 Credit Quality Problems Intensified ABA data point to weak credit quality at the end of 2008. Mar 06, 2009 Mortgage Credit Conditions Tumble Further Mortgage credit conditions weakened further as more loans became delinquent. Feb 25, 2009 Fed Data Confirm Credit Quality at Record Lows Confirming evidence that consumer credit conditions deteriorated severely in 2008. Jan 15, 2009 Beige Book: More Bad News for Consumers Sharp reduction in bonuses will hurt spending in the first quarter. Jan 07, 2009 Consumer Credit Quality in Trouble Credit conditions weakened in most of the credit lines covered by the ABA. Nov 12, 2008 Some Help for Distressed Homeowners Coming This will not be enough to stem the flow of foreclosures. Oct 03, 2008 Credit Conditions Erode Further Relief from rebate checks was limited according to ABA data. Sep 08, 2008 MBA Data Point to Mounting Foreclosures Rebate checks had a measurable but temporary effect on mortgage credit quality. Apr 03, 2008 ABA Delinquency Rates Verify Weakening Credit Quality As stress on households intensifies. Nov 28, 2007 More Evidence of Eroding Mortgage Credit Quality Fed data confirm household finances are stretched. Nov 05, 2007 Banks Tighten the Vise on Lending It's no longer a subprime story; prime borrowers pinched as well. Sep 26, 2007 Credit Problems Remain Isolated to Mortgages Slower hiring will lead to a deterioration in other segments. Aug 28, 2007 Fed Data Suggest Mortgage Woes Are Contained Tight labor markets keep credit card delinquencies in check. Jul 02, 2007 New Rules with Small Impacts Neither new lending nor pricing rules will have major effects. May 21, 2007 Mortgage Credit Quality in Trouble Payment resets will ensure things will get worse before they improve. Feb 27, 2007 Fed Data Confirm Erosion in Mortgage Credit Quality Credit quality will be tested this year. Dec 06, 2006 Personal Bankruptcies Remain Quite Low But don't be fooled, consumer finances are being squeezed. Dec 19, 2005
Mortgage Delinquencies May Reverse Course Mortgage credit quality is near its cyclical peak. |
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