Dismal Scientist
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Economist Biographies

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Mark Zandi

Mark Zandi is chief economist and cofounder of Moody's Economy.com, where he directs the company's research and consulting activities. Moody's Economy.com, a division of Moody's Analytics, provides economic research and consulting services to businesses, governments and other institutions. Mark's research interests include macro, financial and regional economics. His recent research has studied the determinants of mortgage foreclosure and personal bankruptcy, analyzed the economic impact of various tax and government spending policies, and assessed the appropriate policy response to bubbles in asset markets. Mark also conducts regular briefings on the economy. He is quoted often in national and global publications, is frequently interviewed by major news media outlets, and is the author of Financial Shock, an exposé of the subprime financial crisis. Mark was an economic adviser to Senator John McCain's campaign for president, has advised the Obama administration, and testifies regularly before Congress. He has recently testified on the economic impact of the fiscal stimulus and the merits of government aid for the auto industry. Dr. Zandi received his Ph.D. at the University of Pennsylvania, where he did his research with Gerard Adams and Nobel laureate Lawrence Klein, and received his B.S. from the Wharton School at the University of Pennsylvania

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Analysis

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Nov 10, 2009  U.S. Macro Outlook: Less Than Graceful
Oct 06, 2009  U.S. Macro Outlook: Training Wheels Still Needed
Sep 29, 2009  Five Pillars of Financial Regulatory Reform
Sep 10, 2009  The Wealth of the Nation
Sep 08, 2009  U.S. Macro Outlook: Turning the Corner
Aug 17, 2009  U.S. Macro Outlook: With a Little Bit of Luck
Jul 28, 2009  An Economist's Perspective on Healthcare Reform
Jul 23, 2009  The Future of the U.S. Financial System
Jul 07, 2009  U.S. Macro Outlook: Dating the Great Recession
Jun 22, 2009  U.S. Fiscal Stimulus Revisited
Jun 18, 2009  Weighing the Regulatory Reform Plan
Jun 16, 2009  Expand the Housing Tax Credit
Jun 09, 2009  U.S. Macro Outlook: How Do You Spell Recovery?
Jun 01, 2009  Rising Foreclosures Could Still Doom Recovery
May 07, 2009  U.S. Macro Outlook: The Worst Is Over
Apr 22, 2009  Peeking Out of the Bunker
Apr 07, 2009  U.S. Macro Outlook: First Shoots of Spring
Mar 23, 2009  U.S. Bank Bailout, Take Two
Mar 10, 2009  Assessing Obama's Housing Plan
Mar 09, 2009  U.S. Macro Outlook: Fear Itself
Feb 11, 2009  U.S. Macro Outlook: Vicious Cycles
Feb 10, 2009  Stacking Up the Stimulus
Jan 06, 2009  U.S. Macro Outlook 2009: The Darkest Hour
Dec 18, 2008  The Homeownership Vesting Plan
Dec 17, 2008  The Fed Makes History
Dec 14, 2008  The Economics of a Big Three Bankruptcy
Dec 09, 2008  U.S. Macro Outlook: An Epic Storm
Nov 21, 2008  How to Grease Detroit's Squeaky Wheels
Nov 12, 2008  U.S. Macro Outlook: A Perfect Storm
Nov 05, 2008  Memo to the President-Elect
Oct 14, 2008  Policymaking in a Panic
Oct 07, 2008  U.S. Macro Outlook: How Severe a Recession?
Oct 01, 2008  Congress Holds Economy in the Balance
Sep 24, 2008  Yes to the Bailout: Pass the TARP
Sep 22, 2008  Government Stops the Panic, but What Comes Next?
Sep 16, 2008  A Game-Time Decision for the FOMC
Sep 14, 2008  Financial Meltdown, or Prelude to Recovery?
Sep 11, 2008  U.S. Macro Outlook: A Bottom Comes Into View
Sep 07, 2008  The Fannie-Freddie Takeover: A Latter-Day RTC
Aug 25, 2008  Fannie & Freddie: Breaking Up Is Hard to Do
Aug 11, 2008  U.S. Macro Outlook: Righting the Wrongs
Aug 04, 2008  FOMC Preview: Don’t Change a Thing
Jul 23, 2008  Debt, the Financial Crisis, and Policy
Jul 13, 2008  Taking No Chances With Fannie and Freddie
Jul 13, 2008  Fannie and Freddie Are Bent, Not Broken
Jul 11, 2008  U.S. Macro Outlook: Experiencing the Worst of It
Jun 30, 2008  Peak Oil, or Oil at a Peak?
Jun 19, 2008  FOMC Dilemma: Three Problems, One Interest Rate
Jun 10, 2008  U.S. Macro Outlook: Between a Rock and a Hard Place
May 07, 2008  U.S. Macro Outlook: Protecting Against the Downside
Apr 07, 2008  U.S. Macro Outlook: No Help Wanted
Mar 19, 2008  The Administration’s Mortgage Maginot Line
Mar 12, 2008  Bold, but Not Bold Enough
Mar 11, 2008  U.S. Macro Outlook: From Bad to Worse
Feb 27, 2008  Plan to Take Bolder Action on Mortgages
Feb 11, 2008  U.S. Macro Outlook: The Shape of Recession
Feb 01, 2008  Putting Recession Into Our Forecast
Jan 28, 2008  Can Policy Shocks Short-Circuit Recession?
Jan 22, 2008  Washington Throws the Economy a Rope
Jan 17, 2008  Are Household Debts Driving U.S. Into Recession?
Jan 15, 2008  U.S. Macro Outlook: On the Edge, or Over It
Dec 24, 2007  U.S. Macro Outlook 2008: Shock Waves
Dec 11, 2007  FOMC Decision: Less Now, More Later
Dec 06, 2007  A Step Behind
Nov 20, 2007  The Look and Feel of a Recession
Nov 07, 2007  U.S. Macro Outlook: Still Moving, but Vulnerable
Oct 30, 2007  FOMC: Dancing with the Markets
Oct 15, 2007  The Mortgage Morass Continues
Oct 11, 2007  U.S. Macro Outlook: Recession Risks Abate
Sep 20, 2007  A Good Week
Sep 15, 2007  FOMC: What They'll Do, What They'll Say
Sep 10, 2007  U.S. Macro Outlook: Very Near Recession
Sep 07, 2007  Jobs Report Shows Expansion at Risk
Aug 27, 2007  On High Alert
Aug 22, 2007  Where are the Regulators?
Aug 20, 2007  The Fed Has More Work to Do
Aug 13, 2007  Investor Fears Infect Business Psyches
Aug 09, 2007  Keeping the Faith
Aug 08, 2007  U.S. Macro Outlook: Fragile, Handle with Care
Aug 06, 2007  Writing the FOMC's Script: A Delicate Balance
Jul 30, 2007  Investors Reconsider Risk
Jul 11, 2007  Moody's Economy.com U.S. Macro Outlook
Jun 26, 2007  What the FOMC Will Say
Jun 11, 2007  Moody's Economy.com U.S. Macro Outlook
May 09, 2007  Moody's Economy.com U.S. Macro Outlook
Apr 11, 2007  Mortgage Credit Problems Surge
Apr 11, 2007  Moody's Economy.com U.S. Macro Outlook
Apr 10, 2007  Foreclosure Policy Oversteps
Mar 13, 2007  Moody's Economy.com U.S. Macro Outlook
Feb 28, 2007  The Global Sell-Off
Feb 22, 2007  Fundamental Forces, Cyclical Concerns
Feb 14, 2007  Moody's Economy.com U.S. Macro Outlook
Jan 23, 2007  Mounting Mortgage Credit Problems
Jan 10, 2007  Moody's Economy.com 2007 U.S. Macro Outlook
Dec 13, 2006  Moody's Economy.com U.S. Macro Outlook
Nov 08, 2006  Moody's Economy.com U.S. Macro Outlook
Oct 11, 2006  Moody's Economy.com U.S. Macro Outlook
Sep 13, 2006  Moody's Economy.com U.S. Macro Outlook
Aug 28, 2006  Business Confidence Tumbles
Aug 09, 2006  Moody's Economy.com U.S. Macro Outlook
Jul 17, 2006  Fear, Not Fundamentals
Jul 12, 2006  Moody's Economy.com U.S. Macro Outlook
Jun 14, 2006  Moody's Economy.com U.S. Macro Outlook
Jun 05, 2006  The Federal Reserve Should Pause
May 10, 2006  Moody's Economy.com U.S. Macro Outlook
Apr 12, 2006  Moody's Economy.com U.S. Macro Outlook
Mar 08, 2006  Moody's Economy.com U.S. Macro Outlook
Feb 23, 2006  Housing Will Correct, Not Crash (Hopefully)
Feb 08, 2006  U.S. Macro Outlook
Jan 11, 2006  Moody's Economy.com 2006 U.S. Macro Outlook
Dec 14, 2005  Moody's Economy.com U.S. Macro Outlook
Nov 09, 2005  Moody's Economy.com U.S. Macro Outlook
Nov 01, 2005  Moody's Economy.com Global Outlook
Oct 11, 2005  Moody's Economy.com U.S. Macro Outlook
Oct 06, 2005  Moody's Economy.com Global Outlook
Sep 13, 2005  Moody's Economy.com Global Outlook
Sep 12, 2005  Katrina: More Thoughts on the U.S. Macro Impact
Sep 06, 2005  Moody's Economy.com U.S. Macro Outlook
Aug 30, 2005  Katrina: The Economic Fallout
Aug 17, 2005  Moody's Economy.com U.S. Macro Outlook
Aug 02, 2005  Moody's Economy.com Global Outlook
Jul 22, 2005  The Yuan: A Seminal Event
Jul 18, 2005  Global Business Confidence Survey: A Look Back
Jul 13, 2005  Who Gets Credit For Falling Federal Deficit?
Jul 13, 2005  Moody's Economy.com U.S. Macro Outlook
Jul 05, 2005  Moody's Economy.com Global Outlook
Jun 08, 2005  Moody's Economy.com U.S. Macro Outlook
Jun 01, 2005  Moody's Economy.com Global Outlook
May 13, 2005  Stronger First Half Real GDP Growth
May 12, 2005  Stronger First Half Real GDP Growth
May 11, 2005  Moody's Economy.com U.S. Macro Outlook
May 03, 2005  Moody's Economy.com Global Outlook
May 02, 2005  U.S. Monetary Policy Preview
Apr 07, 2005  Moody's Economy.com Global Outlook
Apr 04, 2005  Moody's Economy.com U.S. Macro Outlook
Mar 30, 2005  Inflation Fears
Mar 21, 2005  Nagging Weakness in US Labor Markets
Mar 09, 2005  Moody's Economy.com U.S. Macro Outlook
Mar 02, 2005  Moody's Economy.com Global Outlook
Feb 22, 2005  The Long and Short of It
Feb 17, 2005  Another Way to Fix Social Security
Feb 10, 2005  Moody's Economy.com Global Outlook
Feb 08, 2005  Moody's Economy.com U.S. Macro Outlook
Jan 12, 2005  Moody's Economy.com U.S. Macro Outlook
Jan 04, 2005  2005 Global Outlook
Jan 04, 2005  Moody's Economy.com 2005 Global Outlook
Dec 08, 2004  Moody's Economy.com U.S. Macro Outlook
Nov 24, 2004  Time to Revalue
Nov 17, 2004  Moody's Economy.com U.S. Macro Outlook
Nov 01, 2004  A Final Word
Oct 18, 2004  Uncle!
Oct 06, 2004  Moody's Economy.com U.S. Macro Outlook
Sep 08, 2004  Moody's Economy.com U.S. Macro Outlook
Aug 11, 2004  Moody's Economy.com U.S. Macro Outlook
Aug 10, 2004  A Confident Statement
Jul 19, 2004  Quantity, Not Yet Quality
Jul 14, 2004  Moody's Economy.com U.S. Macro Outlook
Jun 11, 2004  How High Is Too High?
Jun 09, 2004  Moody's Economy.com U.S. Macro Outlook
May 19, 2004  Federal Reserve to Tighten Policy in Late June
May 17, 2004  Federal Reserve to Tighten Policy in Late June
May 12, 2004  Moody's Economy.com U.S. Macro Outlook
May 04, 2004  FOMC Takes One More Step
Apr 26, 2004  Rate Sensitive
Apr 07, 2004  Moody's Economy.com U.S. Macro Outlook
Mar 29, 2004  Business Survey-One Year Later
Mar 15, 2004  Something Fundamental
Mar 03, 2004  Moody's Economy.com U.S. Macro Outlook
Feb 12, 2004  Slow Going
Feb 04, 2004  Moody's Economy.com U.S. Macro Outlook
Jan 21, 2004  Taking Stock
Jan 05, 2004  2004 Outlook
Dec 16, 2003  Balance Sheet Perspective
Dec 10, 2003  Moody's Economy.com U.S. Macro Outlook
Nov 24, 2003  Pent-Up and Spent-Up
Nov 13, 2003  The Virtuous Cycle Has Begun
Nov 05, 2003  Moody's Economy.com U.S. Macro Outlook
Oct 28, 2003  Improving, but Fragile
Oct 24, 2003  Off-Shoring Threat
Oct 13, 2003  Luddite Fears
Oct 01, 2003  Moody's Economy.com U.S. Macro Outlook
Sep 29, 2003  Those Animal Spirits
Sep 16, 2003  Cautiously Confident
Sep 11, 2003  Labor's Lament
Sep 03, 2003  Moody's Economy.com U.S. Macro Outlook
Aug 06, 2003  Moody's Economy.com U.S. Macro Outlook
Jul 09, 2003  Moody's Economy.com U.S. Macro Outlook
Jun 25, 2003  Looking for More Monetary Magic
Jun 17, 2003  Macroeconomics of Natural Gas
Jun 04, 2003  Moody's Economy.com U.S. Macro Outlook
May 16, 2003  Not Just in Theory
May 15, 2003  Deflation Threat
May 07, 2003  Moody's Economy.com U.S. Macro Outlook
Apr 02, 2003  Moody's Economy.com U.S. Macro Outlook
Mar 25, 2003  A Historical Roadmap
Mar 20, 2003  Poised for Growth
Mar 18, 2003  Unusual Decision, Unusual Times
Mar 07, 2003  Energy Shock
Mar 05, 2003  Moody's Economy.com U.S. Macro Outlook
Feb 16, 2003  Policymakers' Hippocratic Oath
Feb 05, 2003  Moody's Economy.com U.S. Macro Outlook
Jan 08, 2003  Moody's Economy.com U.S. Macro Outlook
Jan 08, 2003  Fiscal Heavy Lifting
Dec 17, 2002  Temporary, Not Permanent
Dec 04, 2002  Moody's Economy.com U.S. Macro Outlook
Dec 02, 2002  Deflation and Monetary Policy
Nov 22, 2002  Fiscal Drag, State Style
Nov 21, 2002  Fiscal Policy Choices
Nov 06, 2002  Moody's Economy.com U.S. Macro Outlook
Nov 04, 2002  In the Box
Oct 02, 2002  Moody's Economy.com U.S. Macro Outlook
Oct 01, 2002  House Price Redux
Sep 09, 2002  9/11's Economic Fallout
Sep 04, 2002  Moody's Economy.com U.S. Macro Outlook
Aug 13, 2002  Concerned, Not Panicked
Aug 07, 2002  Moody's Economy.com U.S. Macro Outlook
Jul 29, 2002  Bear Will Bite Some Governments Harder than Others
Jul 10, 2002  Moody's Economy.com U.S. Macro Outlook
Jul 09, 2002  Necessary, but Not Sufficient
Jul 02, 2002  Recovery in Crisis
Jun 26, 2002  A Good Face
Jun 06, 2002  Dollar Threat
Jun 05, 2002  Moody's Economy.com U.S. Macro Outlook
May 07, 2002  Still Fragile
May 01, 2002  Moody's Economy.com U.S. Macro Outlook
Apr 11, 2002  Recession, Recovery, Expansion
Apr 03, 2002  Moody's Economy.com U.S. Macro Outlook
Apr 02, 2002  Inflation Crossroads
Mar 06, 2002  Moody's Economy.com U.S. Macro Outlook
Feb 22, 2002  Another View on the Dollar
Feb 06, 2002  Moody's Economy.com U.S. Macro Outlook
Jan 30, 2002  An End to the Easing
Jan 30, 2002  Negating the Negative Wealth Effect
Jan 23, 2002  Stocks Are Appropriately Valued
Dec 20, 2001  Stimulus Still Needed
Dec 11, 2001  The Eleventh and Final
Nov 26, 2001  Officially Recession
Oct 03, 2001  Cut Payroll Taxes Now
Oct 02, 2001  Another Rate Cut
Sep 25, 2001  Attack on America: Update on the Fallout on the U.S. Economy
Sep 19, 2001  Attack on America: The Fallout on the U.S. Economy
Sep 17, 2001  Bold Action
Sep 12, 2001  Economic Shock
Jul 25, 2001  Businesses vs. Households
Jul 02, 2001  Saving Shortfall
Jun 27, 2001  A Hint of Optimism Amid the Turmoil
Jun 25, 2001  Money, But No Credit
Jun 14, 2001  Reasons for Optimism
May 22, 2001  Advocating a Tax Rebate
May 16, 2001  Recession Indicators
Apr 18, 2001  Relief, At Last
Mar 20, 2001  Size Matters
Mar 13, 2001  High Anxiety
Mar 07, 2001  Regions in Recession
Mar 01, 2001  Greenspan Should Move Now
Feb 20, 2001  A Theory of Recession
Feb 14, 2001  The Looming Fiscal Threat From Falling Stock Prices
Feb 13, 2001  New Economy, New Monetary Policy
Jan 31, 2001  FOMC Remains Aggressive
Jan 25, 2001  Refinancing to the Rescue
Jan 09, 2001  Monetary Policy Outlook
Dec 28, 2000  A Tricky Transition
Dec 19, 2000  Paving the Way for an Easing
Dec 11, 2000  Recession Risks Rising
Nov 27, 2000  Stock-Juiced Surpluses
Nov 16, 2000  The Credit Spigot Closes
Nov 15, 2000  Palm Beach Picks a President
Sep 28, 2000  Economics of Oil
Aug 14, 2000  Antitrust Antidote
Jul 19, 2000  Judging Regional Economies
Jun 20, 2000  Only A Speed Bump
Jun 16, 2000  The Message in Corporate Spreads
Jun 07, 2000  In Transition
May 18, 2000  Economic Volatility
Apr 20, 2000  Homeownership Is Good, But At What Price?
Apr 14, 2000  Fed to Market: Drop Dead
Apr 05, 2000  Yield Curve Flashes Red
Mar 31, 2000  The New Economy's Dark Side
Mar 01, 2000  Stock Prices in the Long Run
Feb 19, 2000  The Macroeconomics of Oil
Feb 18, 2000  Greenspan Turns More Hawkish
Feb 03, 2000  The Why(s) of This Expansion Part II
Feb 02, 2000  The Why(s) of This Expansion, Part I
Feb 01, 2000  The Expansion That Just Won't Quit
Jan 28, 2000  Overheating
Jan 21, 2000  The Phillips Curve: Alive and Kicking
Dec 30, 1999  Looking Back on 1999 and Forward to 2000
Dec 15, 1999  New Economy Hubris
Dec 04, 1999  House Price Histrionics
Nov 24, 1999  Stretch Marks
Nov 12, 1999  Should They? Will They?
Oct 14, 1999  Top Economic Events of the Twentieth Century
Oct 14, 1999  All That is Right and Wrong
Oct 13, 1999  The Federal Reserve Board
Sep 29, 1999  Rate Insensitive
Sep 11, 1999  A Productivity Primer
Sep 03, 1999  Labor Rejoices
Aug 27, 1999  No Profit Panacea
Aug 13, 1999  Technological Diffusion
Aug 06, 1999  More Monetary Tightening
Aug 03, 1999  The Quality of Jobs
Jul 30, 1999  Past is Not Prologue for Stocks
Jul 22, 1999  More Tightening to Come
Jul 16, 1999  Confidence is Key
Jul 09, 1999  Mortgage Rates Soar
Jul 06, 1999  A Matter of Some Concern
Jun 25, 1999  Japan Pushes the Envelope
Jun 21, 1999  Managing Out of a Bubble
Jun 21, 1999  What Greenspan Said, What the Markets Heard
Jun 16, 1999  The Message in the CPI
Jun 04, 1999  The Black Mark of Bankruptcy
Jun 04, 1999  Confused? The Fed Won't Be
May 25, 1999  A Profit Squeeze
May 11, 1999  That Productivity Thing
Apr 29, 1999  Central City Comeback
Apr 13, 1999  Y2K One Last Time
Apr 07, 1999  Requiem for the Liquidity Squeeze
Apr 01, 1999  The Greatest Achievement
Mar 22, 1999  What Fiscal Policymakers Should Do
Mar 17, 1999  The Appropriate Monetary Policy
Mar 08, 1999  Long-Term Rates at a Near-Term Peak
Mar 03, 1999  Too Big to Fail?
Feb 23, 1999  Consumers Can't Keep It Up
Feb 11, 1999  An Economist's Mea Culpa
Jan 26, 1999  Is Housing Overbuilt?
Jan 19, 1999  Brazil's Impact
Jan 13, 1999  Whither the Dollar?
Jan 07, 1999  The Benefits and Risks of the EMU
Jan 04, 1999  The 1999 Economic Outlook
Dec 31, 1998  The Stock Market Revisited
Dec 21, 1998  Political Risks
Dec 11, 1998  An Economic Milestone
Dec 08, 1998  The Christmas Test
Dec 02, 1998  The Risks of Lower Oil Prices
Nov 13, 1998  Another Scenario
Oct 16, 1998  Policymakers Act
Oct 15, 1998  Not a Credit Crunch
Oct 09, 1998  Indicators of Recession
Sep 29, 1998  The Fed Blinks
Sep 14, 1998  What's the World to Do?
Sep 10, 1998  Don't Blame the IMF
Sep 03, 1998  The Fed's Dilemma
Sep 01, 1998  Will Wall Street's Dismal Performance Affect Main Street?
Aug 28, 1998  The Global Financial Sell-Off
Aug 13, 1998  Budget Euphoria
Aug 07, 1998  Are Consumers Tapped Out?
Aug 03, 1998  Productivity Puzzle
Jul 27, 1998  A Y2K Recession?
Jul 06, 1998  Lending Standards Are Falling
Jun 09, 1998  Just How Overvalued Are Stocks?
May 20, 1998  Tax Burdens Rising?
May 11, 1998  Is There Anything to the Recent Rebound in Corporate Layoff Announcements?
May 04, 1998  Profit Gains Will Weaken Further
Apr 23, 1998  The Economy Will Slow
Apr 15, 1998  Why Are Banks Merging?
Mar 30, 1998  Stocks ARE Overvalued
Mar 23, 1998  Are Stock Prices Overvalued?
Mar 09, 1998  Job Revisions Make Strong Economy Look Even Stronger
Mar 04, 1998  The Economy's Only Blemish Will Soon Fade
Feb 12, 1998  The Federal Budget: The Good, the Bad, and the Ugly
Feb 02, 1998  Current State of the US Economy
Feb 02, 1998  Real Estate Economics: What's In Store for the Office Market?
Jan 23, 1998  A Mexican Roadmap for Asia
Jan 16, 1998  Deflation Redux
Jan 05, 1998  Why is the Saving Rate Falling?
Dec 22, 1997  What is the Yield Curve Saying?
Dec 15, 1997  The Regional Economic Impact of the Asian Currency Crisis
Dec 08, 1997  A Mortgage Refinancing Wave
Dec 01, 1997  A Respectable, Not Stellar, Christmas Season
Nov 21, 1997  From House Price Hysteria to Housing Euphoria
Nov 10, 1997  How Important Is Asia?
Oct 28, 1997  Stock Market Contagion
Oct 24, 1997  Deflation Debunked
Oct 17, 1997  The Economics of El Niño
Oct 03, 1997  Overflowing Federal Coffers
Sep 18, 1997  Stock Market Mania
Sep 04, 1997  Regional economic performances are much less varied
  

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