Mark Zandi
Mark Zandi is chief economist and cofounder of Moody's Economy.com, where he directs the company's research and consulting activities. Moody's Economy.com, a division of Moody's Analytics, provides economic research and consulting services to businesses, governments and other institutions.
Mark's research interests include macro, financial and regional economics. His recent research has studied the determinants of mortgage foreclosure and personal bankruptcy, analyzed the economic impact of various tax and government spending policies, and assessed the appropriate policy response to bubbles in asset markets. Mark also conducts regular briefings on the economy. He is quoted often in national and global publications, is frequently interviewed by major news media outlets, and is the author of Financial Shock, an exposé of the subprime financial crisis.
Mark was an economic adviser to Senator John McCain's campaign for president, has advised the Obama administration, and testifies regularly before Congress. He has recently testified on the economic impact of the fiscal stimulus and the merits of government aid for the auto industry.
Dr. Zandi received his Ph.D. at the University of Pennsylvania, where he did his research with Gerard Adams and Nobel laureate Lawrence Klein, and received his B.S. from the Wharton School at the University of Pennsylvania |
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AnalysisShow: | Nov 10, 2009 | U.S. Macro Outlook: Less Than Graceful | | Oct 06, 2009 | U.S. Macro Outlook: Training Wheels Still Needed | | Sep 29, 2009 | Five Pillars of Financial Regulatory Reform | | Sep 10, 2009 | The Wealth of the Nation | | Sep 08, 2009 | U.S. Macro Outlook: Turning the Corner | | Aug 17, 2009 | U.S. Macro Outlook: With a Little Bit of Luck | | Jul 28, 2009 | An Economist's Perspective on Healthcare Reform | | Jul 23, 2009 | The Future of the U.S. Financial System | | Jul 07, 2009 | U.S. Macro Outlook: Dating the Great Recession | | Jun 22, 2009 | U.S. Fiscal Stimulus Revisited | | Jun 18, 2009 | Weighing the Regulatory Reform Plan | | Jun 16, 2009 | Expand the Housing Tax Credit | | Jun 09, 2009 | U.S. Macro Outlook: How Do You Spell Recovery? | | Jun 01, 2009 | Rising Foreclosures Could Still Doom Recovery | | May 07, 2009 | U.S. Macro Outlook: The Worst Is Over | | Apr 22, 2009 | Peeking Out of the Bunker | | Apr 07, 2009 | U.S. Macro Outlook: First Shoots of Spring | | Mar 23, 2009 | U.S. Bank Bailout, Take Two | | Mar 10, 2009 | Assessing Obama's Housing Plan | | Mar 09, 2009 | U.S. Macro Outlook: Fear Itself | | Feb 11, 2009 | U.S. Macro Outlook: Vicious Cycles | | Feb 10, 2009 | Stacking Up the Stimulus | | Jan 06, 2009 | U.S. Macro Outlook 2009: The Darkest Hour | | Dec 18, 2008 | The Homeownership Vesting Plan | | Dec 17, 2008 | The Fed Makes History | | Dec 14, 2008 | The Economics of a Big Three Bankruptcy | | Dec 09, 2008 | U.S. Macro Outlook: An Epic Storm | | Nov 21, 2008 | How to Grease Detroit's Squeaky Wheels | | Nov 12, 2008 | U.S. Macro Outlook: A Perfect Storm | | Nov 05, 2008 | Memo to the President-Elect | | Oct 14, 2008 | Policymaking in a Panic | | Oct 07, 2008 | U.S. Macro Outlook: How Severe a Recession? | | Oct 01, 2008 | Congress Holds Economy in the Balance | | Sep 24, 2008 | Yes to the Bailout: Pass the TARP | | Sep 22, 2008 | Government Stops the Panic, but What Comes Next? | | Sep 16, 2008 | A Game-Time Decision for the FOMC | | Sep 14, 2008 | Financial Meltdown, or Prelude to Recovery? | | Sep 11, 2008 | U.S. Macro Outlook: A Bottom Comes Into View | | Sep 07, 2008 | The Fannie-Freddie Takeover: A Latter-Day RTC | | Aug 25, 2008 | Fannie & Freddie: Breaking Up Is Hard to Do | | Aug 11, 2008 | U.S. Macro Outlook: Righting the Wrongs | | Aug 04, 2008 | FOMC Preview: Don’t Change a Thing | | Jul 23, 2008 | Debt, the Financial Crisis, and Policy | | Jul 13, 2008 | Taking No Chances With Fannie and Freddie | | Jul 13, 2008 | Fannie and Freddie Are Bent, Not Broken | | Jul 11, 2008 | U.S. Macro Outlook: Experiencing the Worst of It | | Jun 30, 2008 | Peak Oil, or Oil at a Peak? | | Jun 19, 2008 | FOMC Dilemma: Three Problems, One Interest Rate | | Jun 10, 2008 | U.S. Macro Outlook: Between a Rock and a Hard Place | | May 07, 2008 | U.S. Macro Outlook: Protecting Against the Downside | | Apr 07, 2008 | U.S. Macro Outlook: No Help Wanted | | Mar 19, 2008 | The Administration’s Mortgage Maginot Line | | Mar 12, 2008 | Bold, but Not Bold Enough | | Mar 11, 2008 | U.S. Macro Outlook: From Bad to Worse | | Feb 27, 2008 | Plan to Take Bolder Action on Mortgages | | Feb 11, 2008 | U.S. Macro Outlook: The Shape of Recession | | Feb 01, 2008 | Putting Recession Into Our Forecast | | Jan 28, 2008 | Can Policy Shocks Short-Circuit Recession? 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| | Jul 13, 2005 | Moody's Economy.com U.S. Macro Outlook | | Jul 05, 2005 | Moody's Economy.com Global Outlook | | Jun 08, 2005 | Moody's Economy.com U.S. Macro Outlook | | Jun 01, 2005 | Moody's Economy.com Global Outlook | | May 13, 2005 | Stronger First Half Real GDP Growth | | May 12, 2005 | Stronger First Half Real GDP Growth | | May 11, 2005 | Moody's Economy.com U.S. Macro Outlook | | May 03, 2005 | Moody's Economy.com Global Outlook | | May 02, 2005 | U.S. Monetary Policy Preview | | Apr 07, 2005 | Moody's Economy.com Global Outlook | | Apr 04, 2005 | Moody's Economy.com U.S. Macro Outlook | | Mar 30, 2005 | Inflation Fears | | Mar 21, 2005 | Nagging Weakness in US Labor Markets | | Mar 09, 2005 | Moody's Economy.com U.S. Macro Outlook | | Mar 02, 2005 | Moody's Economy.com Global Outlook | | Feb 22, 2005 | The Long and Short of It | | Feb 17, 2005 | Another Way to Fix Social Security | | Feb 10, 2005 | Moody's Economy.com Global Outlook | | Feb 08, 2005 | Moody's Economy.com U.S. Macro Outlook | | Jan 12, 2005 | Moody's Economy.com U.S. Macro Outlook | | Jan 04, 2005 | 2005 Global Outlook | | Jan 04, 2005 | Moody's Economy.com 2005 Global Outlook | | Dec 08, 2004 | Moody's Economy.com U.S. Macro Outlook | | Nov 24, 2004 | Time to Revalue | | Nov 17, 2004 | Moody's Economy.com U.S. Macro Outlook | | Nov 01, 2004 | A Final Word | | Oct 18, 2004 | Uncle! | | Oct 06, 2004 | Moody's Economy.com U.S. Macro Outlook | | Sep 08, 2004 | Moody's Economy.com U.S. Macro Outlook | | Aug 11, 2004 | Moody's Economy.com U.S. Macro Outlook | | Aug 10, 2004 | A Confident Statement | | Jul 19, 2004 | Quantity, Not Yet Quality | | Jul 14, 2004 | Moody's Economy.com U.S. Macro Outlook | | Jun 11, 2004 | How High Is Too High? | | Jun 09, 2004 | Moody's Economy.com U.S. Macro Outlook | | May 19, 2004 | Federal Reserve to Tighten Policy in Late June
| | May 17, 2004 | Federal Reserve to Tighten Policy in Late June
| | May 12, 2004 | Moody's Economy.com U.S. Macro Outlook | | May 04, 2004 | FOMC Takes One More Step
| | Apr 26, 2004 | Rate Sensitive | | Apr 07, 2004 | Moody's Economy.com U.S. Macro Outlook | | Mar 29, 2004 | Business Survey-One Year Later | | Mar 15, 2004 | Something Fundamental | | Mar 03, 2004 | Moody's Economy.com U.S. Macro Outlook | | Feb 12, 2004 | Slow Going | | Feb 04, 2004 | Moody's Economy.com U.S. Macro Outlook | | Jan 21, 2004 | Taking Stock | | Jan 05, 2004 | 2004 Outlook | | Dec 16, 2003 | Balance Sheet Perspective | | Dec 10, 2003 | Moody's Economy.com U.S. Macro Outlook | | Nov 24, 2003 | Pent-Up and Spent-Up | | Nov 13, 2003 | The Virtuous Cycle Has Begun | | Nov 05, 2003 | Moody's Economy.com U.S. Macro Outlook | | Oct 28, 2003 | Improving, but Fragile
| | Oct 24, 2003 | Off-Shoring Threat | | Oct 13, 2003 | Luddite Fears | | Oct 01, 2003 | Moody's Economy.com U.S. Macro Outlook | | Sep 29, 2003 | Those Animal Spirits | | Sep 16, 2003 | Cautiously Confident | | Sep 11, 2003 | Labor's Lament | | Sep 03, 2003 | Moody's Economy.com U.S. Macro Outlook | | Aug 06, 2003 | Moody's Economy.com U.S. Macro Outlook | | Jul 09, 2003 | Moody's Economy.com U.S. Macro Outlook | | Jun 25, 2003 | Looking for More Monetary Magic | | Jun 17, 2003 | Macroeconomics of Natural Gas | | Jun 04, 2003 | Moody's Economy.com U.S. Macro Outlook | | May 16, 2003 | Not Just in Theory | | May 15, 2003 | Deflation Threat | | May 07, 2003 | Moody's Economy.com U.S. Macro Outlook | | Apr 02, 2003 | Moody's Economy.com U.S. Macro Outlook | | Mar 25, 2003 | A Historical Roadmap | | Mar 20, 2003 | Poised for Growth | | Mar 18, 2003 | Unusual Decision, Unusual Times | | Mar 07, 2003 | Energy Shock | | Mar 05, 2003 | Moody's Economy.com U.S. Macro Outlook | | Feb 16, 2003 | Policymakers' Hippocratic Oath | | Feb 05, 2003 | Moody's Economy.com U.S. Macro Outlook | | Jan 08, 2003 | Moody's Economy.com U.S. Macro Outlook | | Jan 08, 2003 | Fiscal Heavy Lifting | | Dec 17, 2002 | Temporary, Not Permanent | | Dec 04, 2002 | Moody's Economy.com U.S. Macro Outlook | | Dec 02, 2002 | Deflation and Monetary Policy | | Nov 22, 2002 | Fiscal Drag, State Style | | Nov 21, 2002 | Fiscal Policy Choices | | Nov 06, 2002 | Moody's Economy.com U.S. Macro Outlook | | Nov 04, 2002 | In the Box | | Oct 02, 2002 | Moody's Economy.com U.S. Macro Outlook | | Oct 01, 2002 | House Price Redux | | Sep 09, 2002 | 9/11's Economic Fallout | | Sep 04, 2002 | Moody's Economy.com U.S. Macro Outlook | | Aug 13, 2002 | Concerned, Not Panicked | | Aug 07, 2002 | Moody's Economy.com U.S. Macro Outlook | | Jul 29, 2002 | Bear Will Bite Some Governments Harder than Others | | Jul 10, 2002 | Moody's Economy.com U.S. Macro Outlook | | Jul 09, 2002 | Necessary, but Not Sufficient | | Jul 02, 2002 | Recovery in Crisis | | Jun 26, 2002 | A Good Face | | Jun 06, 2002 | Dollar Threat | | Jun 05, 2002 | Moody's Economy.com U.S. Macro Outlook | | May 07, 2002 | Still Fragile | | May 01, 2002 | Moody's Economy.com U.S. Macro Outlook | | Apr 11, 2002 | Recession, Recovery, Expansion | | Apr 03, 2002 | Moody's Economy.com U.S. Macro Outlook | | Apr 02, 2002 | Inflation Crossroads | | Mar 06, 2002 | Moody's Economy.com U.S. Macro Outlook | | Feb 22, 2002 | Another View on the Dollar | | Feb 06, 2002 | Moody's Economy.com U.S. Macro Outlook | | Jan 30, 2002 | An End to the Easing | | Jan 30, 2002 | Negating the Negative Wealth Effect | | Jan 23, 2002 | Stocks Are Appropriately Valued | | Dec 20, 2001 | Stimulus Still Needed | | Dec 11, 2001 | The Eleventh and Final | | Nov 26, 2001 | Officially Recession | | Oct 03, 2001 | Cut Payroll Taxes Now | | Oct 02, 2001 | Another Rate Cut | | Sep 25, 2001 | Attack on America: Update on the Fallout on the U.S. Economy | | Sep 19, 2001 | Attack on America: The Fallout on the U.S. Economy | | Sep 17, 2001 | Bold Action | | Sep 12, 2001 | Economic Shock | | Jul 25, 2001 | Businesses vs. Households | | Jul 02, 2001 | Saving Shortfall | | Jun 27, 2001 | A Hint of Optimism Amid the Turmoil | | Jun 25, 2001 | Money, But No Credit | | Jun 14, 2001 | Reasons for Optimism | | May 22, 2001 | Advocating a Tax Rebate | | May 16, 2001 | Recession Indicators | | Apr 18, 2001 | Relief, At Last | | Mar 20, 2001 | Size Matters | | Mar 13, 2001 | High Anxiety | | Mar 07, 2001 | Regions in Recession | | Mar 01, 2001 | Greenspan Should Move Now | | Feb 20, 2001 | A Theory of Recession | | Feb 14, 2001 | The Looming Fiscal Threat From Falling Stock Prices | | Feb 13, 2001 | New Economy, New Monetary Policy | | Jan 31, 2001 | FOMC Remains Aggressive | | Jan 25, 2001 | Refinancing to the Rescue | | Jan 09, 2001 | Monetary Policy Outlook | | Dec 28, 2000 | A Tricky Transition | | Dec 19, 2000 | Paving the Way for an Easing | | Dec 11, 2000 | Recession Risks Rising | | Nov 27, 2000 | Stock-Juiced Surpluses | | Nov 16, 2000 | The Credit Spigot Closes | | Nov 15, 2000 | Palm Beach Picks a President | | Sep 28, 2000 | Economics of Oil | | Aug 14, 2000 | Antitrust Antidote | | Jul 19, 2000 | Judging Regional Economies | | Jun 20, 2000 | Only A Speed Bump | | Jun 16, 2000 | The Message in Corporate Spreads | | Jun 07, 2000 | In Transition | | May 18, 2000 | Economic Volatility | | Apr 20, 2000 | Homeownership Is Good, But At What Price? | | Apr 14, 2000 | Fed to Market: Drop Dead | | Apr 05, 2000 | Yield Curve Flashes Red | | Mar 31, 2000 | The New Economy's Dark Side | | Mar 01, 2000 | Stock Prices in the Long Run | | Feb 19, 2000 | The Macroeconomics of Oil | | Feb 18, 2000 | Greenspan Turns More Hawkish | | Feb 03, 2000 | The Why(s) of This Expansion Part II | | Feb 02, 2000 | The Why(s) of This Expansion, Part I | | Feb 01, 2000 | The Expansion That Just Won't Quit | | Jan 28, 2000 | Overheating | | Jan 21, 2000 | The Phillips Curve: Alive and Kicking | | Dec 30, 1999 | Looking Back on 1999 and Forward to 2000 | | Dec 15, 1999 | New Economy Hubris | | Dec 04, 1999 | House Price Histrionics | | Nov 24, 1999 | Stretch Marks | | Nov 12, 1999 | Should They? Will They? | | Oct 14, 1999 | Top Economic Events of the Twentieth Century | | Oct 14, 1999 | All That is Right and Wrong | | Oct 13, 1999 | The Federal Reserve Board | | Sep 29, 1999 | Rate Insensitive | | Sep 11, 1999 | A Productivity Primer | | Sep 03, 1999 | Labor Rejoices | | Aug 27, 1999 | No Profit Panacea | | Aug 13, 1999 | Technological Diffusion | | Aug 06, 1999 | More Monetary Tightening | | Aug 03, 1999 | The Quality of Jobs | | Jul 30, 1999 | Past is Not Prologue for Stocks | | Jul 22, 1999 | More Tightening to Come | | Jul 16, 1999 | Confidence is Key | | Jul 09, 1999 | Mortgage Rates Soar | | Jul 06, 1999 | A Matter of Some Concern | | Jun 25, 1999 | Japan Pushes the Envelope | | Jun 21, 1999 | Managing Out of a Bubble | | Jun 21, 1999 | What Greenspan Said, What the Markets Heard | | Jun 16, 1999 | The Message in the CPI | | Jun 04, 1999 | The Black Mark of Bankruptcy | | Jun 04, 1999 | Confused? The Fed Won't Be | | May 25, 1999 | A Profit Squeeze | | May 11, 1999 | That Productivity Thing | | Apr 29, 1999 | Central City Comeback | | Apr 13, 1999 | Y2K One Last Time | | Apr 07, 1999 | Requiem for the Liquidity Squeeze | | Apr 01, 1999 | The Greatest Achievement | | Mar 22, 1999 | What Fiscal Policymakers Should Do | | Mar 17, 1999 | The Appropriate Monetary Policy | | Mar 08, 1999 | Long-Term Rates at a Near-Term Peak | | Mar 03, 1999 | Too Big to Fail? | | Feb 23, 1999 | Consumers Can't Keep It Up | | Feb 11, 1999 | An Economist's Mea Culpa | | Jan 26, 1999 | Is Housing Overbuilt? | | Jan 19, 1999 | Brazil's Impact | | Jan 13, 1999 | Whither the Dollar? | | Jan 07, 1999 | The Benefits and Risks of the EMU | | Jan 04, 1999 | The 1999 Economic Outlook | | Dec 31, 1998 | The Stock Market Revisited | | Dec 21, 1998 | Political Risks | | Dec 11, 1998 | An Economic Milestone | | Dec 08, 1998 | The Christmas Test | | Dec 02, 1998 | The Risks of Lower Oil Prices | | Nov 13, 1998 | Another Scenario | | Oct 16, 1998 | Policymakers Act | | Oct 15, 1998 | Not a Credit Crunch | | Oct 09, 1998 | Indicators of Recession | | Sep 29, 1998 | The Fed Blinks | | Sep 14, 1998 | What's the World to Do? | | Sep 10, 1998 | Don't Blame the IMF | | Sep 03, 1998 | The Fed's Dilemma | | Sep 01, 1998 | Will Wall Street's Dismal Performance Affect Main Street? | | Aug 28, 1998 | The Global Financial Sell-Off | | Aug 13, 1998 | Budget Euphoria | | Aug 07, 1998 | Are Consumers Tapped Out? | | Aug 03, 1998 | Productivity Puzzle | | Jul 27, 1998 | A Y2K Recession? | | Jul 06, 1998 | Lending Standards Are Falling | | Jun 09, 1998 | Just How Overvalued Are Stocks? | | May 20, 1998 | Tax Burdens Rising? | | May 11, 1998 | Is There Anything to the Recent Rebound in Corporate Layoff Announcements? | | May 04, 1998 | Profit Gains Will Weaken Further | | Apr 23, 1998 | The Economy Will Slow | | Apr 15, 1998 | Why Are Banks Merging? | | Mar 30, 1998 | Stocks ARE Overvalued | | Mar 23, 1998 | Are Stock Prices Overvalued? | | Mar 09, 1998 | Job Revisions Make Strong Economy Look Even Stronger | | Mar 04, 1998 | The Economy's Only Blemish Will Soon Fade | | Feb 12, 1998 | The Federal Budget: The Good, the Bad, and the Ugly | | Feb 02, 1998 | Current State of the US Economy | | Feb 02, 1998 | Real Estate Economics: What's In Store for the Office Market? | | Jan 23, 1998 | A Mexican Roadmap for Asia | | Jan 16, 1998 | Deflation Redux | | Jan 05, 1998 | Why is the Saving Rate Falling? | | Dec 22, 1997 | What is the Yield Curve Saying? | | Dec 15, 1997 | The Regional Economic Impact of the Asian Currency Crisis | | Dec 08, 1997 | A Mortgage Refinancing Wave | | Dec 01, 1997 | A Respectable, Not Stellar, Christmas Season | | Nov 21, 1997 | From House Price Hysteria to Housing Euphoria | | Nov 10, 1997 | How Important Is Asia? | | Oct 28, 1997 | Stock Market Contagion | | Oct 24, 1997 | Deflation Debunked | | Oct 17, 1997 | The Economics of El Niño | | Oct 03, 1997 | Overflowing Federal Coffers | | Sep 18, 1997 | Stock Market Mania | | Sep 04, 1997 | Regional economic performances are much less varied |
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