CreditForecast.com

Exclusive Forecasts and Analysis of Household Finances Based On Credit Bureau Data From Equifax

Overview

CreditForecast.com provides insight into consumers' balance sheets earlier and at a finer level of detail than is available from other sources. It contains history and forecasts for a wide range of household credit, economic and demographic variables at a detailed level of geography. Users are able to examine, segment and stratify credit risk and economic data across states, metropolitan areas, and nonmetro areas of states.

• Key credit and blended variables not available elsewhere
• Alternative scenarios facilitate stress testing
• Over 200 data series at the national, state and metro levels
• Covers all major consumer lending product lines:
  • Auto loans
  • Bankcard
  • Consumer finance
  • First mortgage
  • Home equity
  • Student loans
  • Total

CreditForecast.com provides quarterly historical and forecast data. Quarterly updates reflect new economic and credit data and their impact over a five-year horizon.

Applications

• Improve accuracy of P&L forecasts
• Assess portfolio sensitivity
• Enhance regulatory compliance (Basel II, etc.)
• Support economic capital calculations
• Supplement customer information
• Improve market planning
• Evaluate asset and mortgage-backed securities

Key Features

CreditForecast.com offers a full spectrum of U.S. consumer credit services—data, analysis, forecasts, and access to analysts. The offering includes:

• Balances, accounts, trades, utilization, and delinquencies and defaults for all consumer credit lines.
• The economic and demographic data that drive consumers' financial behavior.
• Credit trend data for different product lines (credit types), including by prime and subprime score splits
• Blended credit and economic series (including debt service burden, net wealth, loan-to-value)
• Historic and forecast risk (ERS 3.0, Smart Score 2.0, Telco Risk Score, Adv. Energy Risk Score, Adv. Wireless Risk Score) and bankruptcy (BNI 3.0) scores
• Multiple forecasted scenarios, including a baseline most probable scenario and two alternative scenarios
• In-depth analysis across product categories
• Timely data updates (historic and forecast data are available within a month of the end of the previous quarter; analysis two weeks later)
• Quarterly conference calls to discuss the current economic outlook for consumers

Updates

CreditForecast.com data are updated quarterly.

Additional Details

For more information please visit: www.creditforecast.com.