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TitleFAQ: How are U.S. personal bankruptcies counted?
AuthorKarl Zandi

Are personal bankruptcy filings from the U.S. District Courts a count of individuals?


No.  Personal bankruptcy filings are counted by households, not individuals. About 40% of all filings are joint filings by spouses, so the number of individuals filing for bankruptcy is 40% greater (1.4 times higher) than the figures shown.

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