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New Data: Cross-Country - Consumer Leverage Ratio
Monday, 08 Oct 2012 18:51 ET
By Karl Zandi
Summary
March 2012 -- Moody's Analytics has computed a consumer leverage ratio for an initial set of 27 countries.
Detail

Popularized by William Jarvis and Dr. Ian C MacMillan in a series of articles in the Harvard Business Review, the consumer leverage ratio quantifies the average consumer's relative debt burden and disposable income.  That is,

Ratio = (Total household debt / Disposable personal income)*100

If debt and income are equal, the ratio will equal 100; values greater than 100 indicate that debt exceeds income.

Using existing historical series in Data Buffet, Moody's Analytics intends to compute this ratio for a range of countries to facilitate comparative analysis.  Initial country availability is listed below.  Depending on the inputs, the frequency, adjustment, start and end dates of the derived time series will vary (note: baskets can contain mixed frequencies). The unified concept code DM%CHHDPI permits access despite the differences; for example, the ratio for Canada has the mnemonic DM%CHHDPI.ICAN.

Country Freq Formula Source
    Global concept alias  
Various   DM%CHHDPI.? Various
    North America  
Canada Q MB%DPDIAQ.ICAN Statistics Canada: CANSIM II, vector V52020747
U.S. Q ((ZLA154104005Q.US/ZFA156012005Q.US)*100) FRB: Z.1 Flow of Funds Accounts
    The euro zone and 15 of 17 countries  
The euro zone A EUENA%DIRHNPIUA.IEZ17 Eurostat
Austria A EUENA%DIRHNPIUA.IAUT Eurostat
Belgium A EUENA%DIRHNPIUA.IBEL Eurostat
Cyprus   not available  
Estonia A EUENA%DIRHNPIUA.IEST Eurostat
Finland A EUENA%DIRHNPIUA.IFIN Eurostat
France A EUENA%DIRHNPIUA.IFRA Eurostat
Germany A EUENA%DIRHNPIUA.IDEU Eurostat
Ireland A EUENA%DIRHNPIUA.IIRL Eurostat
Italy A EUENA%DIRHNPIUA.IITA Eurostat
Luxembourg A EUENA%DIRHNPIUA.ILUX Eurostat
Netherlands A EUENA%DIRHNPIUA.INLD Eurostat
Malta   not available  
Norway A EUENA%DIRHNPIUA.INOR Eurostat
Portugal A EUENA%DIRHNPIUA.IPRT Eurostat
Slovakia A EUENA%DIRHNPIUA.ISLV Eurostat
Slovenia A EUENA%DIRHNPIUA.ISVN Eurostat
Spain A EUENA%DIRHNPIUA.IESP Eurostat
    Non-euro zone EU countries  
Czech Republic A EUENA%DIRHNPIUA.ICZE Eurostat
Denmark A EUENA%DIRHNPIUA.IDNK Eurostat
Hungary A EUENA%DIRHNPIUA.IHUN Eurostat
Latvia A EUENA%DIRHNPIUA.ILVA Eurostat
Lithuania A EUENA%DIRHNPIUA.ILTU Eurostat
Poland A EUENA%DIRHNPIUA.IPOL Eurostat
Sweden A EUENA%DIRHNPIUA.ISWE Eurostat
Switzerland A EUENA%DIRHNPIUA.ICHE Eurostat
U.K. Q ((ONSNNREQ.IGBR/(ONSRPHQQ.IGBR*4))*100) U.K. Office for National Statistics (ONS)

You can do it too! With Data Buffet formulas (introduced here), you can combine one or more native time series with arithmetic operators to synthesize your own custom measures.  Formulas can be used with baskets, charts and maps.

Other
Related ReleaseHousehold Debt Ratios
SourceMoody's Analytics (ECCA)
FrequencyMonthly
GeographyWorld
Upcoming
Release DateReference date
03 Apr 2017Mar 2017
01 May 2017Apr 2017
05 Jun 2017May 2017