CECL Solutions

Trusted à la carte data, forecasts, scenarios, models and analytical tools for institutions of all sizes.

One size doesn't fit all with CECL implementation. We can help. Moody’s Analytics provides à la carte services, including off-the-shelf and custom solutions to serve the needs of institutions of all sizes. This includes data, forecasts, scenarios, models and analytical tools to produce expected credit losses under FASB’s “reasonable and supportable” guidelines. Whether you need data to improve your models or tools to generate expected credit losses, we have trusted solutions to help solve your unique needs.

In addition to our trusted data, forecasts and scenarios, we provide models/tools that produce expected losses on consumer credit portfolios. For commercial portfolios, please visit our corporate site.


Economic, demographic and financial data, forecasts and alternative scenarios for the U.S.

Economic, demographic and financial data, forecasts and alternative scenarios for all U.S. states.

Economic, demographic and financial data, forecasts and alternative scenarios for all U.S. metro areas.

Extensive economic, demographic and financial data for the U.S., U.S. states, metropolitan areas and counties.

Detailed history and forecasts for a wide range of U.S. household credit and economic variables.

Obtain expected credit losses (ECL) under the CECL standard for “reasonable and supportable” economic scenarios.

Custom consumer lending models for generating forecasts of lifetime losses through “reasonable and supportable” scenarios.

Reasonable and supportable forecast scenarios for CECL compliance requirements.