Consumer Credit Analytics

Quantify the impact of the economy on the performance of your consumer lending portfolios.

We provide essential solutions to loss forecast, benchmark and stress-test consumer credit portfolios under baseline and alternative scenarios. Our team specialize in making economics relevant to our clients' line of business so they can make informed decisions at every stage of the business/economic cycle. This section provides information on consumer credit risk solutions. Visit moodysanalytics.com for all other asset classes.


Exclusive forecasts and analysis of household finances based on credit bureau data from Equifax.

Expert consumer credit risk consulting to meet risk management, compliance and strategic planning needs.

Consumer credit loss-forecasting, benchmarking and stress testing models.

Meet regulatory requirements, evaluate the impact of shocks and develop strategic business plans.

Obtain expected credit losses (ECL) under the CECL standard for economic scenarios.

Custom consumer lending models for generating forecasts of lifetime losses under scenarios.