Consumer Credit Analytics

Quantify the impact of the economic environment and your lending decisions on the performance of your portfolios.

Moody’s Analytics provides essential solutions to forecast and stress-test consumer credit portfolios from default risk to revenue growth. We specialize in making economics relevant to our clients' line of business so they can make informed decisions at every stage of the business/economic cycle. More +


This section provides information on consumer credit risk solutions. Visit to view solutions for all other asset classes.

Exclusive forecasts and analysis of household finances based on credit bureau data from Equifax.

Expert consumer credit risk solutions to meet risk management, compliance and strategic planning needs.

Consumer credit loss-forecasting, benchmarking and stress testing solution.

Meet regulatory requirements, evaluate the impact of shocks and develop strategic business plans.

Expected credit losses (ECL) under the CECL standard for “reasonable and supportable” economic scenarios.

Custom consumer lending models for generating forecasts of lifetime losses through “reasonable and supportable” scenarios.