United States - Income: Personal saving as a percentage of disposable personal income





United States: Income: Personal saving as a percentage of disposable personal income

Mnemonic YPSAVM.IUSA
Unit %, SA
Adjustments Seasonally Adjusted
Monthly 7.84 %
Data May 2017 5.5
Apr 2017 5.1

Series Information

Source U.S. Bureau of Economic Analysis (BEA)
Release Personal Income and Outlays - Monthly
Frequency Monthly
Start Date 1/31/1959
End Date 5/31/2017

United States: Labor

Reference Last Previous Units Frequency
Labor Force Apr 2026 169,995 170,087 Ths. #, SA Monthly
Labor Force Employment Apr 2026 162,622 162,848 Ths. #, SA Monthly
Manufacturing Employment Apr 2026 12,596 12,598 Ths. #, SA Monthly
Total Employment Non-Ag Apr 2026 158,736 158,621 Ths. #, SA Monthly
Unemployment Apr 2026 7,373 7,239 Ths. #, SA Monthly
Unemployment Rate Apr 2026 4.3 4.3 %, SA Monthly
Wage & Salaries 2026 Q1 13,241,612 13,136,593 Mil. USD, SAAR Quarterly
Primary Industries Employment Sep 2025 1,333,943 1,332,145 #, NSA Monthly
Agriculture Employment 2016 2,702,095 2,674,749 # Annual

Release Information

For the U.S., personal income mainly measures the income received by households from employment, self-employment investments, and transfer payments. It also includes small amounts for expenses of nonprofit organizations and income of certain fiduciary activities. Disposable personal income refers to personal income after the payment of income, estate, certain other taxes, and payments to governments. Personal saving is the residual of disposable personal income minus consumer outlays. The saving rate is personal savings as a percent of disposable personal income.

This release is an extract of Section 2 of the NIPA Tables.

Active:

  • Measurements:
    • Millions of U.S. dollars at chained year-2012 prices (Mil. Ch. 2012 USD)
    • At current prices (Mil. USD)
    • Thousands of persons (Ths. #)
    • Percent (%)
  • Adjustment: Seasonally adjusted annualized rate (SAAR)
  • Native frequency: Monthly
  • Start date: As early as 1959m1
  • Geo coverage: Country

Predecessors:

  • Pre-2022 annual benchmark ("_2021")
  • Pre-2021 ("_2020")
  • Pre-2020 ("_2019")
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2008
  • 2003

Data for the components of personal income are obtained from several government and non-government sources. Wages are based on the monthly employment payroll survey, and social security, while unemployment benefit figures are based on monthly reports from the Social Security Administration and Department of Labor. Stock dividend income is derived from the Census Bureau’s Quarterly Financial Report and from corporate quarterly reports to stockholders.

The constant-dollar estimate of disposable personal income equals the current-dollar figure divided by the implicit price deflator for PCE (personal consumption expenditures).

In late 2020, the BEA published tables showing the effects of selected Federal Pandemic response programs on Personal Income. Several legislative acts were signed into law due to the COVID-19 pandemic including the CARES Act. These acts establish temporary programs and provide funding to support individuals, communities and businesses that were affected by the pandemic. 

Moody's Analytics supplements

We compute a ratio of annualized personal income to M2 money supply. This metric was originated by the Conference Board Business Cycle Indicators (BCI).

PIM2.IUSA = NCU18_A065RCM.IUSA / M2M.IUSA

Annual revisions are made every July, and comprehensive benchmark revisions are made about every five years concurrent with the NIPA updates.

Data Buffet freezes a dated archival copy prior to each annual revision.

  • 6 Jan 2023, Phillip Thorne - Supplement PIM2.IUSA originated with the Conference Board.