|Unit||Mil. CAD, SAAR|
|Adjustments||Seasonally Adjusted at Annual Rate|
|Real Retail Sales||Jan 2021||48,044||48,804||Mil. Ch. 2012 CAD, SA||Monthly|
|Retail Sales||Jan 2021||52,546,037||53,145,017||Ths. CAD, SA||Monthly|
|Personal Income||2020 Q4||1,546,024||1,512,188||Mil. CAD, SAAR||Quarterly|
|Consumer Confidence||Apr 2020||96.35||98.65||Index Long term avg=100, SA||Monthly|
Debt service indicators measure the amount of the income and debt for a household and the portion of disposable income that is used to pay interest on debt. The source provides information regarding debt, income, debt/debt interest paid, saving rate, debt service indicator, etc. broken down by paid/received, sector and type of loan.
Debt service ratio - The proportion of disposable income devoted to servicing this debt
Data are seasonally adjusted annualized rates.
Survey used to collect data is Quarterly Survey of Financial Statements conducted by the Industrial Organization and Finance Division of Statistics Canada
Personal disposable income - personal income less current transfers to government. Calculated as the sum of all incomes recieved by persons residing in Canada.
The Canadian debt service ratio does not include repayment of principal.
The non-mortgage interest and mortgage interest uses a supply-side approach which looks at providers of credit to persons and unincorporated businesses.
Revisions - Statistical revisions are carried out to incorporate the most recent information from quarterly and annual surveys, taxation statistics, public accounts, censuses, as well as from the annual benchmarking process of the supply and use tables.
Data are released within 60-75 days after the reference period. Estimates for each quarter are revised when those for subsequent quarters of the same year are published. At the time of the third quarter of each year, revisions are generally undertaken back three years. They are not normally revised again except when periodic comprehensive revisions are carried out to incorporate the latest international concepts, classifications and estimation methods.